General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Quorum Insurance recommends that all businesses have general liability coverage in place.
Commercial General Liability covers liability for injuries or damage caused by ownership of property, manufacturing operations, contracting operations, sale or distribution of products, and the operation of machinery, as well as professional services.
Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Quorum Insurance recommends that all professional and technology companies have E&O coverage.
Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Quorum Insurance recommends considering this type of coverage.
Garage Liability provides liability coverage for garage operations including garage keepers liability coverage when you have care, custody and control of a customer’s vehicle. This coverage is typically purchased by new and used car dealers and auto detailers.
To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.
We can find discounts on business insurance you may not find on your own. Give us a call, or get a business insurance quote online today.
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