Spring is a good time to start thinking about buying flood insurance. As homeowners insurance doesn’t cover flood damage, flood insurance must be purchased as a separate policy. And when just one inch of flood water can cause thousands of dollars in damage, it is valuable coverage.
Because there is typically a 30-day waiting period after applying and paying the first premium for the insurance to become effective, now is the time to consider flood insurance. Floods can happen anywhere, anytime. About 25% of all flood insurance claims come from outside of high-risk areas. Regardless of the risk factor of an area, homeowners insurance does not cover flood damage, which is why separate flood insurance is so important.
Contact us for your no-obligation flood insurance today!