As we approach another hurricane season, we are reminded of the unpredictable nature of weather and the significant impact it can have on our lives and properties. At Quorum Insurance, we believe in the power of preparation to ensure you have the necessary protection against one of the most common and costly natural disasters: flooding.

It's important to remember that commercial or homeowners policies typically do not cover flood damage. This oversight can lead to substantial financial losses, especially in high-risk areas. Historical events, such as the devastating floods caused by Hurricane Harvey in 2017 and Hurricane Ian in 2022, are just a small sampling of past storms that have shown us the critical need for adequate flood insurance. These catastrophes resulted in billions of dollars in damages.

To emphasize the importance of flood insurance, consider these facts:

• Flood insurance can often be the difference between recovery and financial ruin. The average flood claim, according to the National Flood Insurance Program (NFIP), is over $30,000. Without flood insurance, many find themselves facing the daunting task of repairing or rebuilding without assistance.
• More than 30% of flood insurance claims come from properties outside high-risk flood zones. This statistic underlines that flooding can happen anywhere, not just near bodies of water or in known flood plains. Everyone is at risk, and relying on federal disaster assistance, which is often a loan that must be repaid, is not a substitute for flood insurance.
• Flood insurance policies have various waiting periods before they take effect. Acting now is crucial to ensure your coverage is in place before hurricane season begins. Waiting until a storm is on the horizon could leave your property unprotected.

Given our proximity to the upcoming hurricane season, we strongly advise you to consider safeguarding your property with flood insurance. At Quorum Insurance, we're committed to providing you with the best possible coverage options. We have access to a wide array of private flood insurance offerings, allowing us to tailor coverage to meet your specific needs while also focusing on potential savings.

Our team is ready to guide you through the available options and help you understand how you can benefit from flood insurance coverage. By acting now, you'll ensure that your policy is in place before hurricane season begins, offering peace of mind knowing that your property is protected against unforeseen flood damage.

Don't wait until it's too late. Contact your us today for a personalized flood insurance quote. Our expert team is here to assist you every step of the way, ensuring you have the information and coverage you need to weather any storm.