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Quorum Insurance Blog

All You Ever Wanted to Know About Insurance

Understanding Homeowners Insurance Policy Deductibles

Insurance deductibles are thresholds for the amount of money a policyholder must meet in damages or pay at settlement, prior to their insurance coverage stepping in and paying you for covered losses. Deductibles are...

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Market Value vs Replacement Cost

Are you adequately covered in the event of fire, flood, or other disaster? Many people think they are – only to find out otherwise, after it's too late. ‍An estimated two out of every three homes in the United States...

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Spring is the Time to Consider Flood Insurance

Spring is a good time to start thinking about buying flood insurance. As homeowners insurance doesn’t cover flood damage, flood insurance must be purchased as a separate policy. And when just one inch of flood water can...

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Distracted Driving Awareness Month

Taking your eyes off the road for five seconds is equivalent to driving the length of a football field at 55 mph with your eyes closed! (Source: That's long enough to potentially get in an accident. Protect...

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Classic Car Insurance

We are proudly offering American Collectors Insurance! American Collectors Insurance provides Agreed Value Coverage for Classic & Collector Vehicles, Sports Memorabilia, Wine/Whiskey, Comics, Action Figures, and...

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Flood Insurance - Debunking 5 of the Most Common Myths

Hurricane season is quickly approaching, which brings about thoughts of high winds, storm surges and flooding. However, flooding is not confined to hurricanes. Flooding often happens in the Midwest with melting snow and...

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